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Are retired UAE nationals eligible for the EOSB Savings Scheme when re-entering the private sector workforce?

With Emiratization targets increasing year-on-year for the private sector, HR professionals and employers are considering various options for hiring UAE nationals. One question that was recently raised is whether retired UAE nationals who re-enter the private sector workforce are eligible for the End-of-Service Benefits (EOSB) Savings scheme. While we know that UAE nationals are required […]

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31% of UAE employees want retirement savings plans, according to Zurich’s 2024 Future of Work Survey

Zurich Insurance, a prominent insurer in the UAE and administrator of the DIFC Workplace Employees Savings scheme (DEWS), recently released the fourth edition of its annual Future of Work survey. This year’s survey based on feedback from 2,000 employers and 2,000 employees across the UAE (50%), Saudi Arabia (25%), Qatar, and Bahrain reveals the critical […]

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Newsflash: FAB appoints Deutsche Bank as Custodian for its EOSB Savings Plan; offers only “limited capital protection”

Following last week’s announcement that First Abu Dhabi Bank (FAB) received approval from the Ministry of Human Resources and Emiratisation (MoHRE) as a provider of the End-of-Service Benefits (EOSB) Savings scheme, the bank has now published a document on Frequently Asked Questions (FAQ). The FAQ document (available for download below) discloses Deutsche Securities and Services, […]

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Sukoon launches End-of-Service Benefits (EOSB) Savings Plan in DIFC

Sukoon Insurance, one of the UAE’s leading insurers, has recently launched its highly anticipated End-of-Service Benefits (EOSB) Savings scheme, called Go Saver in Dubai International Financial Centre (DIFC). Operated through its wholly-owned subsidiary, Sukoon Workplace Savings Solutions Limited, this plan comes after nearly a year of having completed its licensing process in DIFC in July […]

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Smart Pension Limited: Post Scriptum

Following the publication of our previous article on the Financial Performance FY 2023 of Smart Pension Limited (“Smart Pension” or “Company”), Pensions Monitor was contacted by the Company who asked us to provide the readership with additional information on its current performance: The (unaudited) results for H1 2024 have improved significantly: EBITDA (that is: Earnings […]

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Smart Pension Limited: Will there ever be light at the end of the tunnel?

The company Smart Pension Limited (“Smart Pension” or “Company”) is perhaps not a household name here in the GCC, however, it does play a very important role behind the scene. Smart Pension is the IT administration system that powers DEWS, the End-of-Service Benefits (“EOSB”) savings scheme in Dubai International Financial Center (“DIFC”). This scheme currently […]

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FTA confirms: Tax benefits apply on EOSB contributions to funds for ‘all’ employees in the UAE, conditions apply

Many companies have been enquiring about the new alternative End-of-Service Benefits (EOSB) Savings scheme that was announced last year. Given that enrolment is entirely optional at present, companies are weighing the pros and cons of transitioning to the new scheme. We discussed in a previous article some key considerations for HR managers on transitioning to […]

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The new End-of-Service Savings scheme to become compulsory in 2025? Key considerations for HRs

There is a growing buzz around the new End-of-Service Savings (EoSS) scheme, which was introduced last November by the Ministry of Human Resources and Emiratisation (MoHRE) and the Securities and Commodities Authority (SCA). To recap: The current “End-of-Service Gratuity Benefit” system is being revamped. Instead of a lumpsum cash payment at the end of employment, […]

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