Read More

DIFC’s DEWS vs. MoHRE’s End-of-Service Saving Scheme: Who got it right?

Back in 2020, Dubai International Financial Centre (DIFC) introduced the DIFC Employee Workplace Saving scheme, better known as DEWS. DEWS essentially restructured the old ‘defined benefit’ (DB) End-of-Service gratuity plan in the DIFC into a funded ‘defined contribution’ (DC) plan. In short, employers pay a percentage of employee wages as monthly contributions and each employee […]

Read More

Hayah receives SCA approval

Hot on the heels of Daman Investments, it has been revealed that Hayah Insurance has received approval by the Securities & Commodities Authority (SCA) for its End of Service Saving (EoSS) product. We are still awaiting details for Hayah’s offering, but let us briefly summarise a few key points: Firstly, it has to be noted […]

Read More

Did you say USD 100 bn?

Once the new end-of-service savings scheme (‘EoSS’) takes off in the UAE, and once it becomes compulsory, every month, every single employer will pay a certain percentage of every single employee’s salary into investment funds. Question: How much money will there be in these funds, after one year, after five, after ten? The answer to […]

You cannot copy content of this page