Hello! This is Pensions Monitor
And we’ve just started writing our story.
About us
The End-of-Service Benefits (EOSB) system in the GCC region is set to change. As we know, the region is gearing towards investment-based defined contribution savings schemes. In the United Arab Emirates (UAE), a new regulation to this effect was introduced in 2023 on an optional basis. However, it is expected to become mandatory in due course.
So imagine, a nation-wide change that will impact about 800,000 companies and 7.0 million employees in the UAE!
For majority of companies, this will be a new experience dealing with fund managers, aligning management, defining administrative processes, educating employees and managing the expectations of the various stakeholders. A massive responsibility for Human Resources professionals (HRs) indeed.
Pensions Monitor was created to support you in this EOSB transition journey.
From the creator
“I’ve lived in the UAE for more than 12 years now. And I’ve have seen this country make incredible strides all through. The EOS Savings scheme is set to be another transformation on a scale that’s hard to imagine. This change will not only benefit all of us residents, but will also boost the region’s capital markets with hundreds of billions of dollars accumulating in investment funds over time.
And how incredibly fortunate are we, to be here at this time to witness history being made. For a country that has given me everything and more, I hope to be a small part of its amazing story with Pensions Monitor.”
Nisha Braganza
Creator, Pensions Monitor
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Nisha is a seasoned strategy consultant with over 20 years of experience assisting various financial services clients in the MENA region on a range of consulting projects. Nisha founded Insurance Monitor in 2013 as the first platform to assemble siloed data into meaningful publications for the insurance industry that have been well-received by insurance executives, associations, and regulators alike. She has also authored several whitepapers that discussed strategic and operational issues facing the insurance industry in the UAE that prompted regulatory change.
Over the years, she has partnered with 100+ clients across the insurance value chain on various consulting projects including market intelligence, concept testing and other surveys, restructuring projects, credit rating upgrades, strategy development and long-term implementation support, data management, regulatory submissions and transactions.
A previous employment that fundamentally shaped her growth story was with Protiviti Middle East as part of the Business Advisory team. Nisha is a member of The Association of Chartered Certified Accountants (ACCA) and holds a post graduate degree in Financial Services from University of East London and a Certificate in Insurance from The Chartered Insurance Institute (CII).
Best known for its premium content and insightful publications in insurance, Insurance Monitor has successfully serviced the GCC insurance market over the last decade and is set out to explore new geographies ahead.
Nisha has ambitious plans for Pensions Monitor and promises premium content and insights as we navigate this nascent EOS savings industry in the GCC region.
